Insurance for stored items — protection for your belongings
Additional insurance cover at BOXLY — via Helvetia or your own household insurance
The safety of your stored items is a top priority at BOXLY. Our locations are equipped with electronic access control, individual Noke locks, 24/7 video surveillance, alarm systems as well as fire and motion sensors. The building is locked and accessible only to tenants. Yet despite state-of-the-art security, unforeseen events such as natural disasters, fires or water damage can occur — suitable insurance protects you from the financial consequences.\n
In partnership with Helvetia Insurance we offer customised contents insurance directly for storage unit tenants. Or you can use your existing household insurance — many Swiss household policies also cover items stored externally, fully or partially. However, conditions vary by insurer. That's why you should clarify with your insurance before storing whether and to what extent your stored goods are insured. In the following sections you'll learn which options are available and what to look out for.\n
Potential risks for stored items
Why insurance makes sense even with the highest security
Theft
Despite high security standards with video surveillance and alarms, a residual risk of break-ins remains.
Fire
Fires can be caused by various factors and cause significant damage.
Water damage
Leaks, floods or high humidity can affect your items.\n
Natural disasters
Events such as floods or earthquakes can also occur in Switzerland.
Vandalism
Malicious damage by third parties is rare but possible.
Contents insurance via Helvetia
Customised insurance directly for BOXLY tenants
Our contents insurance in collaboration with Helvetia covers direct damage or loss of your stored items during the rental period. Basic cover includes: elementary damage caused by fire, liquids and gas as well as theft following a break-in at your storage unit or at the location. The premium is based on the actual value and is cheaper than most think: for cover of CHF 10,000 you pay CHF 20.50 per year — that's about CHF 1.71 per month. A student storing furniture and electronics worth CHF 8,000 is therefore covered with the CHF 10,000 policy for less than two francs a month. A family storing their entire household during a renovation chooses a higher cover amount accordingly.\n
Basic cover — annual premium by value
| Sachwert | Jahresprämie |
|---|---|
| CHF 10,000 | CHF 20.50 |
| CHF 20,000 | CHF 41.00 |
| CHF 30,000 | CHF 61.50 |
| CHF 40,000 | CHF 82.00 |
| CHF 50,000 | CHF 102.50 |
Earthquake add-on
CHF 52 per year — additional protection against earthquake damage
E-bike (>25 km/h)
CHF 17 per year / CHF 1,000 value — protection for fast e-bikes
Special valuables
CHF 12 per year / CHF 1,000 value — for collections, musical instruments etc.
Insured
- ✓Fire
- ✓Tap water
- ✓Elementary damage
- ✓Burglary theft
Not insured
- ✗Normal wear and tear
- ✗Moth damage
- ✗Mould due to incorrect packing
- ✗War events
- ✗Intent
If needed, we can put together a customised insurance policy with Helvetia for you. Contact us for an individual quote.
Request adviceInsurance options — household or specialist policy?
Three ways to insure your stored items
Existing household insurance: many Swiss household policies also cover items stored externally. If you have household insurance, contact your insurer and clarify whether and to what extent your storage unit is covered — this avoids double insurance and unpleasant surprises.\n
Helvetia via BOXLY: new to Switzerland or cancelled your apartment for a longer stay abroad? Then you probably don't have household insurance — we offer a customised solution in partnership with Helvetia directly for your storage unit (see section above). Alternatively, there are also specialised insurers with individual policies for stored goods. Our rental prices deliberately don't include insurance — the insurance value depends on the value of your items, and many customers are already covered through household insurance. Whether household insurance, storage insurance in Switzerland or insurance for the storage box — what matters is that your stored goods are insured according to their actual value. The exact insurance conditions are governed exclusively by the currently valid insurance terms of Helvetia Insurance.\n
Steps to take out insurance
How to properly insure your stored items
Value your property
Create a detailed list of all items to be stored with their estimated value. Photos and receipts serve as proof in the event of a claim.\n
Check existing policies
Contact your current household insurance and clarify whether and to what extent stored goods are insured.\n
Get quotes
Compare offers — Helvetia via BOXLY, specialised insurers or extending your household insurance.\n
Take out insurance
Choose the policy that best suits you and conclude the contract. Pay attention to the cover amount, insured risks, exclusions and deductible.\n
Update regularly
Review your policy regularly — especially when you add or remove items, so your cover is always appropriate.\n
Learn more
How it works & tips
Step-by-step guide: how to rent storage space, move in, and make the most of your unit. Plus practical tips for packing, stacking, and storing your belongings for optimal use of your unit.
Size advisor
Which unit size fits your project? Our size advisor recommends the right size based on your furniture and belongings — from a small locker box to the mega-box.
Frequently asked questions about self-storage
Answers to the most common questions about booking, access, security, rental period, and costs — quick to read before you book.
Advice & viewing
Not sure which unit size fits or need a custom size? Personal or phone viewing — together we will find the right solution.
Frequently asked questions about insurance
No. Storage itself does not include automatic insurance for your items. You can either use your existing household insurance or take out storage insurance via Helvetia.
Many Swiss household policies also cover items stored externally, fully or partially. Conditions vary by insurer. Clarify with your insurance before storing whether and to what extent your stored goods are insured.
The premium is based on the actual value: from CHF 20.50 per year for CHF 10,000 cover, CHF 41.00 for CHF 20,000, up to CHF 102.50 for CHF 50,000.
The cover includes theft, fire, water damage and natural disasters among others.
Yes. Optional add-ons include earthquakes (CHF 52 per year), e-bikes (CHF 17 per CHF 1,000 value) and valuables (CHF 12 per CHF 1,000 value).
Yes, water damage is one of the insured risks under the Helvetia cover.
Yes, theft is one of the covered risks.
The cover amount should correspond to the actual value of your stored items. The best way is to create a list with photos and receipts.
In five steps: value your property, check existing policies, get quotes, take out insurance and update your cover regularly. Our team is happy to advise you.
The facility has electronic access control, individual Noke locks, video surveillance, fire detection and motion sensors. The building is locked and accessible only to tenants.
Yes. For particularly valuable items there is the valuables add-on cover (CHF 12 per CHF 1,000 value).
E-bikes can be insured via a special add-on cover (CHF 17 per CHF 1,000 value).
The Helvetia cover applies to the stored items. For transport itself, clarify the cover with your insurance.
Yes. The cover should be reviewed regularly and adjusted to the current value of your stored items.
The exact conditions are governed exclusively by the currently valid insurance terms of Helvetia Insurance.
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